About Us

CNBBankDirect was created in 2008 as a division of Citizens National Bank, based in Bluffton, OH.

Citizens National Bank is a community bank which began in 1920. With assets totaling more than $970 million, we have 9 full service locations in Ohio; Bluffton, Lima, Elida, Van Wert, Celina, Findlay, Springfield, Defiance and Toledo. We employ approximately 160 people and serve customers in ten primary counties: Allen, Hancock, Putnam, Hardin, Auglaize, Mercer, Van Wert, Paulding, Clark, Defiance and Lucas.

We’re consistently rated high for financial performance by both Bankrate.com and BauerFinancial.

For more information on the performance of our institution, visit www.fdic.gov and review FDIC Certificate #6531, The Citizens National Bank of Bluffton.

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